Spreadsheets and P60s

Posted on Thu 09 July 2009 in general

This afternoon we will spend an hour or so with a bank going through P60's and my self-employment spreadsheet to see if we qualify for a mortgage. I'm suffering a little angst as this is the first time I've gone for money without a permanent job and I'm acutely aware that banks are wary of self-certification mortgages given what happened last time. Having said that we are in a slightly better position of borrowing less as a ratio of the total value of the property than before. Of course we are borrowing more money than we have ever borrowed before so it's really all a mater of your perspective. Fingers crossed!